Off the Payroll/Off the Payroll | Classroom

Practical Financial Literacy in the Classroom

  • Course
  • 47 Lessons

Introduce personal finance concepts through real-life scenarios and practical application. With our dedicated facilitator guide, there is no implementation time, set-up fee, or extra professional development required for teachers. Students learn critical lessons and common mistakes from the safety of their own classroom, taking these lessons with them on their next steps in their individual journeys.

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150+ contact hours of personal finance:

Expand each section below to see the lesson titles in each unit:

Unit 1: How to Spend

Unit 1 Introduction
Lesson 1.1 | Intro to Banking
Lesson 1.2 | Bank Accounts
Lesson 1.3 | Different Ways to Pay
Lesson 1.4 | Fraud
Lesson 1.5 | Credit Cards
Lesson 1.6 | Deciphering Your Credit Card Bill
Lesson 1.7 | Evaluating Credit Card Offers
Lesson 1.8 | Apply for a Credit Card
Lesson 1.9 | Evaluating Spending Decisions
Lesson 1.10 | Unit Recap

Unit 2: How to Earn

Unit 2 Introduction
Lesson 2.1 | Personal Branding
Lesson 2.2 | Writing a Resume
Lesson 2.3 | Writing a Cover Letter
Lesson 2.4 | Interviewing & Networking
Lesson 2.5 | Salaried vs Wage Jobs
Lesson 2.6 | Intro to Taxes in the U.S.
Lesson 2.7 | Your Pay Stub
Lesson 2.8 | How to Actually Pay Your Taxes (Part 1)
Lesson 2.9 | How to Actually Pay Your Taxes (Part 2)
Lesson 2.10 | Unit Recap

Unit 3: How to Budget

Unit 3 Introduction
Lesson 3.1 | Budget Basics
Lesson 3.2 | Saving
Lesson 3.3 | Lodging
Lesson 3.4 | Transportation
Lesson 3.5 | Food
Lesson 3.6 | Unit Recap

Unit 4: How to Borrow Money

Unit 4 Introduction
Lesson 4.1 | Your Personal Balance Sheet
Lesson 4.2 | Know Your (Net) Worth
Lesson 4.3 | Applying for Loans
Lesson 4.4 | Receiving Your Loan
Lesson 4.5 | Manageable vs Unmanageable Debt
Lesson 4.6 | Paying for College
Lesson 4.7 | Filling out FAFSA
Lesson 4.8 | Your Financial Aid Package
Lesson 4.9 | Paying Back Your Student Loans
Lesson 4.10 | Unit Recap

Unit 5: How to Invest Your Money

Unit 5 Introduction
Lesson 5.1 | Why do we invest?
Lesson 5.2 | Investment Types (Part 1)
Lesson 5.3 | Investment Types (Part 2)
Lesson 5.4 | Monitoring & Evaluating Investments
Lesson 5.5 | Unit Recap

Capstone Challenge

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Practical personal finance for all students

Students will:

  • maintain lifetime access to the course (as long as the course is still offered) to always have the most updated information

  • practice making decisions about their finances before real money is at stake

  • learn lessons they care about, like what exactly taxes are and how to pay them

What new financial literacy teachers need to succeed

—all in one place.

Teachers will:

  • choose activities that best support their classroom's needs

  • learn with students in comprehensive and easy-to-understand course materials that comply with the Jump$tart National Standards for Personal Finance Education

  • assess students with included exam questions

  • challenge students to make decisions on their own in an extended week-long capstone project

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Learn more about the specifics of our classroom course.